更新政府端和银行端

bank-backend/scripts/create-bank-schema.sql

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+-- 创建 bank_ 前缀业务表（无DROP，避免覆盖现有表）
+
+CREATE TABLE IF NOT EXISTS bank_roles (
+  id INT AUTO_INCREMENT PRIMARY KEY,
+  name VARCHAR(50) NOT NULL UNIQUE,
+  display_name VARCHAR(100) NOT NULL,
+  description TEXT NULL,
+  level INT NOT NULL DEFAULT 1,
+  is_system TINYINT(1) NOT NULL DEFAULT 0,
+  status ENUM('active','inactive') NOT NULL DEFAULT 'active',
+  created_at DATETIME NOT NULL DEFAULT CURRENT_TIMESTAMP,
+  updated_at DATETIME NOT NULL DEFAULT CURRENT_TIMESTAMP ON UPDATE CURRENT_TIMESTAMP
+) ENGINE=InnoDB DEFAULT CHARSET=utf8mb4;
+
+CREATE TABLE IF NOT EXISTS bank_users (
+  id INT AUTO_INCREMENT PRIMARY KEY,
+  username VARCHAR(50) NOT NULL UNIQUE,
+  email VARCHAR(100) NOT NULL UNIQUE,
+  password VARCHAR(255) NOT NULL,
+  phone VARCHAR(20) NULL,
+  real_name VARCHAR(50) NOT NULL,
+  id_card VARCHAR(18) NOT NULL UNIQUE,
+  avatar VARCHAR(255) NULL,
+  role_id INT NOT NULL,
+  status ENUM('active','inactive','suspended','locked') NOT NULL DEFAULT 'active',
+  last_login DATETIME NULL,
+  login_attempts INT NOT NULL DEFAULT 0,
+  locked_until DATETIME NULL,
+  created_at DATETIME NOT NULL DEFAULT CURRENT_TIMESTAMP,
+  updated_at DATETIME NOT NULL DEFAULT CURRENT_TIMESTAMP ON UPDATE CURRENT_TIMESTAMP,
+  CONSTRAINT fk_bank_users_role_id FOREIGN KEY (role_id) REFERENCES bank_roles(id)
+) ENGINE=InnoDB DEFAULT CHARSET=utf8mb4;
+
+CREATE TABLE IF NOT EXISTS bank_accounts (
+  id INT AUTO_INCREMENT PRIMARY KEY,
+  account_number VARCHAR(20) NOT NULL UNIQUE,
+  user_id INT NOT NULL,
+  account_type ENUM('savings','checking','credit','loan') NOT NULL DEFAULT 'savings',
+  balance BIGINT NOT NULL DEFAULT 0,
+  available_balance BIGINT NOT NULL DEFAULT 0,
+  frozen_amount BIGINT NOT NULL DEFAULT 0,
+  currency VARCHAR(3) NOT NULL DEFAULT 'CNY',
+  interest_rate DECIMAL(5,4) NULL,
+  status ENUM('active','inactive','frozen','closed') NOT NULL DEFAULT 'active',
+  opened_at DATETIME NOT NULL DEFAULT CURRENT_TIMESTAMP,
+  closed_at DATETIME NULL,
+  created_at DATETIME NOT NULL DEFAULT CURRENT_TIMESTAMP,
+  updated_at DATETIME NOT NULL DEFAULT CURRENT_TIMESTAMP ON UPDATE CURRENT_TIMESTAMP,
+  CONSTRAINT fk_bank_accounts_user_id FOREIGN KEY (user_id) REFERENCES bank_users(id)
+) ENGINE=InnoDB DEFAULT CHARSET=utf8mb4;
+
+CREATE TABLE IF NOT EXISTS bank_transactions (
+  id INT AUTO_INCREMENT PRIMARY KEY,
+  transaction_number VARCHAR(32) NOT NULL UNIQUE,
+  account_id INT NOT NULL,
+  transaction_type ENUM('deposit','withdrawal','transfer_in','transfer_out','interest','fee','loan','repayment') NOT NULL,
+  amount BIGINT NOT NULL,
+  balance_before BIGINT NOT NULL,
+  balance_after BIGINT NOT NULL,
+  counterparty_account VARCHAR(20) NULL,
+  counterparty_name VARCHAR(100) NULL,
+  description VARCHAR(255) NULL,
+  reference_number VARCHAR(50) NULL,
+  status ENUM('pending','completed','failed','cancelled','reversed') NOT NULL DEFAULT 'pending',
+  processed_at DATETIME NULL,
+  reversed_at DATETIME NULL,
+  created_at DATETIME NOT NULL DEFAULT CURRENT_TIMESTAMP,
+  updated_at DATETIME NOT NULL DEFAULT CURRENT_TIMESTAMP ON UPDATE CURRENT_TIMESTAMP,
+  CONSTRAINT fk_bank_transactions_account_id FOREIGN KEY (account_id) REFERENCES bank_accounts(id)
+) ENGINE=InnoDB DEFAULT CHARSET=utf8mb4;
+

bank-backend/scripts/init-db.js

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+/**
+ * 数据库初始化脚本
+ * @file init-db.js
+ * @description 初始化银行系统数据库
+ */
+const { sequelize } = require('../config/database');
+const { User, Role, Account, Transaction } = require('../models');
+const bcrypt = require('bcryptjs');
+
+async function initDatabase() {
+  try {
+    console.log('🔄 开始初始化银行系统数据库...');
+    
+    // 测试数据库连接
+    await sequelize.authenticate();
+    console.log('✅ 数据库连接成功');
+    
+    // 同步数据库模型
+    await sequelize.sync({ force: true });
+    console.log('✅ 数据库表创建成功');
+    
+    // 创建初始角色
+    console.log('🔄 创建初始角色...');
+    const roles = await Role.bulkCreate([
+      {
+        name: 'admin',
+        display_name: '系统管理员',
+        description: '拥有系统所有权限',
+        level: 100,
+        is_system: true
+      },
+      {
+        name: 'manager',
+        display_name: '银行经理',
+        description: '拥有银行管理权限',
+        level: 80,
+        is_system: false
+      },
+      {
+        name: 'teller',
+        display_name: '银行柜员',
+        description: '拥有基本业务操作权限',
+        level: 60,
+        is_system: false
+      },
+      {
+        name: 'user',
+        display_name: '普通用户',
+        description: '拥有基本用户权限',
+        level: 20,
+        is_system: false
+      }
+    ]);
+    console.log('✅ 初始角色创建成功');
+    
+    // 创建初始管理员用户
+    console.log('🔄 创建初始管理员用户...');
+    const adminUser = await User.create({
+      username: 'admin',
+      email: 'admin@bank.com',
+      password: 'Admin123456',
+      phone: '13800138000',
+      real_name: '系统管理员',
+      id_card: '110101199001011234',
+      role_id: roles[0].id, // admin角色
+      status: 'active'
+    });
+    console.log('✅ 初始管理员用户创建成功');
+    
+    // 创建测试用户
+    console.log('🔄 创建测试用户...');
+    const testUser = await User.create({
+      username: 'testuser',
+      email: 'test@bank.com',
+      password: 'Test123456',
+      phone: '13800138001',
+      real_name: '测试用户',
+      id_card: '110101199001011235',
+      role_id: roles[3].id, // user角色
+      status: 'active'
+    });
+    console.log('✅ 测试用户创建成功');
+    
+    // 为测试用户创建账户
+    console.log('🔄 为测试用户创建账户...');
+    const testAccount = await Account.create({
+      account_number: '001' + Date.now().toString().slice(-8) + '0001',
+      user_id: testUser.id,
+      account_type: 'savings',
+      balance: 100000, // 1000元
+      available_balance: 100000,
+      frozen_amount: 0,
+      currency: 'CNY',
+      interest_rate: 0.035, // 3.5%年利率
+      status: 'active'
+    });
+    console.log('✅ 测试账户创建成功');
+    
+    // 创建一些示例交易记录
+    console.log('🔄 创建示例交易记录...');
+    const transactions = await Transaction.bulkCreate([
+      {
+        transaction_number: 'TXN' + Date.now() + '0001',
+        account_id: testAccount.id,
+        transaction_type: 'deposit',
+        amount: 100000,
+        balance_before: 0,
+        balance_after: 100000,
+        description: '开户存款',
+        status: 'completed',
+        processed_at: new Date()
+      },
+      {
+        transaction_number: 'TXN' + Date.now() + '0002',
+        account_id: testAccount.id,
+        transaction_type: 'interest',
+        amount: 292, // 约1元利息
+        balance_before: 100000,
+        balance_after: 100292,
+        description: '定期利息',
+        status: 'completed',
+        processed_at: new Date()
+      }
+    ]);
+    console.log('✅ 示例交易记录创建成功');
+    
+    console.log('\n🎉 银行系统数据库初始化完成！');
+    console.log('\n📋 初始数据信息：');
+    console.log(`👤 管理员账户: admin / Admin123456`);
+    console.log(`👤 测试用户: testuser / Test123456`);
+    console.log(`🏦 测试账户: ${testAccount.account_number}`);
+    console.log(`💰 初始余额: ${(testAccount.balance / 100).toFixed(2)} 元`);
+    console.log('\n🔗 数据库连接信息：');
+    console.log(`   主机: ${process.env.DB_HOST || 'localhost'}`);
+    console.log(`   端口: ${process.env.DB_PORT || 3306}`);
+    console.log(`   数据库: ${process.env.DB_NAME || 'bank_management'}`);
+    
+  } catch (error) {
+    console.error('❌ 数据库初始化失败:', error);
+    process.exit(1);
+  } finally {
+    await sequelize.close();
+    console.log('📊 数据库连接已关闭');
+  }
+}
+
+// 运行初始化
+if (require.main === module) {
+  initDatabase();
+}
+
+module.exports = initDatabase;

bank-backend/scripts/query-users.js

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+/**
+ * 查询用户数据以诊断登录问题
+ */
+const { sequelize } = require('../config/database');
+const { User } = require('../models');
+
+(async () => {
+  try {
+    console.log('Connecting to DB...', {
+      dialect: process.env.DB_DIALECT,
+      host: process.env.DB_HOST,
+      port: process.env.DB_PORT,
+      database: process.env.DB_NAME,
+      user: process.env.DB_USER
+    });
+
+    await sequelize.authenticate();
+    console.log('✅ DB connected');
+
+    // 查询所有用户
+    const users = await User.findAll({
+      attributes: { exclude: ['password'] } // 排除密码字段
+    });
+    
+    console.log('📋 Users count:', users.length);
+    users.forEach(user => {
+      console.log(`- ID: ${user.id}, Username: ${user.username}, Email: ${user.email}, Status: ${user.status}, Role ID: ${user.role_id}, Last Login: ${user.last_login}`);
+    });
+
+    process.exit(0);
+  } catch (err) {
+    console.error('❌ Query failed:', err.message);
+    process.exit(1);
+  }
+})();

bank-backend/scripts/seed-bank-demo.sql

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+-- 初始角色（如果不存在则插入）
+INSERT INTO bank_roles (name, display_name, level, is_system, status)
+SELECT 'admin','系统管理员',100,1,'active'
+WHERE NOT EXISTS (SELECT 1 FROM bank_roles WHERE name='admin');
+
+INSERT INTO bank_roles (name, display_name, level, is_system, status)
+SELECT 'user','普通用户',20,0,'active'
+WHERE NOT EXISTS (SELECT 1 FROM bank_roles WHERE name='user');
+
+-- 管理员账户，密码由脚本动态替换为 bcrypt 哈希（REPLACE_ADMIN_BCRYPT）
+INSERT INTO bank_users (username,email,password,real_name,id_card,role_id,status)
+SELECT 'admin','admin@bank.com','REPLACE_ADMIN_BCRYPT','系统管理员','110101199001011234', r.id,'active'
+FROM bank_roles r WHERE r.name='admin'
+AND NOT EXISTS (SELECT 1 FROM bank_users WHERE username='admin');
+
+-- 测试用户
+INSERT INTO bank_users (username,email,password,real_name,id_card,role_id,status)
+SELECT 'testuser','test@bank.com','REPLACE_ADMIN_BCRYPT','测试用户','110101199001011235', r.id,'active'
+FROM bank_roles r WHERE r.name='user'
+AND NOT EXISTS (SELECT 1 FROM bank_users WHERE username='testuser');
+
+-- 测试账户（admin名下）
+INSERT INTO bank_accounts (account_number,user_id,account_type,balance,available_balance,frozen_amount,currency,interest_rate,status)
+SELECT '001' || CAST(FLOOR(RAND()*90000000)+10000000 AS CHAR) || '0001', u.id, 'savings', 100000, 100000, 0, 'CNY', 0.035, 'active'
+FROM bank_users u WHERE u.username='admin'
+AND NOT EXISTS (SELECT 1 FROM bank_accounts a JOIN bank_users u2 ON a.user_id=u2.id WHERE u2.username='admin');
+

bank-backend/scripts/setup-bank-db.ps1

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+Param(
+  [string]$Host = $env:DB_HOST,
+  [int]$Port = [int]($env:DB_PORT),
+  [string]$Database = $env:DB_NAME,
+  [string]$User = $env:DB_USER,
+  [string]$Password = $env:DB_PASSWORD,
+  [string]$AdminPlain = 'Admin123456'
+)
+
+Write-Host "Using DB: $Host:$Port/$Database"
+
+# 生成管理员 bcrypt 哈希
+try {
+  $nodeScript = @"
+const bcrypt = require('bcryptjs');
+const pwd = process.argv[2] || 'Admin123456';
+bcrypt.hash(pwd, 10).then(h => { console.log(h); }).catch(e => { console.error(e); process.exit(1); });
+"@
+  $hash = node -e $nodeScript $AdminPlain
+  if (-not $hash) { throw 'bcrypt hash failed' }
+} catch {
+  Write-Error "Failed to generate bcrypt hash: $_"
+  exit 1
+}
+
+# 读取SQL并替换占位符
+$schema = Get-Content -Raw -Encoding UTF8 "$PSScriptRoot/create-bank-schema.sql"
+$seed = (Get-Content -Raw -Encoding UTF8 "$PSScriptRoot/seed-bank-demo.sql").Replace('REPLACE_ADMIN_BCRYPT', $hash)
+$sql = $schema + "`n" + $seed
+
+# 写入临时文件
+$tmp = New-TemporaryFile
+Set-Content -Path $tmp -Value $sql -Encoding UTF8
+
+# 调用 mysql 客户端
+try {
+  $env:MYSQL_PWD = $Password
+  & mysql --host=$Host --port=$Port --user=$User --database=$Database --default-character-set=utf8mb4 --protocol=TCP < $tmp
+  if ($LASTEXITCODE -ne 0) { throw "mysql returned $LASTEXITCODE" }
+  Write-Host "✅ Schema & seed executed successfully"
+} catch {
+  Write-Error "Failed to execute SQL: $_"
+  exit 1
+} finally {
+  Remove-Item $tmp -Force -ErrorAction SilentlyContinue
+}
+

bank-backend/scripts/test-connection.js

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+/**
+ * 远程数据库连接测试与列出表名
+ */
+const { sequelize } = require('../config/database');
+
+(async () => {
+  try {
+    console.log('Connecting to DB...', {
+      dialect: process.env.DB_DIALECT,
+      host: process.env.DB_HOST,
+      port: process.env.DB_PORT,
+      database: process.env.DB_NAME,
+      user: process.env.DB_USER
+    });
+
+    await sequelize.authenticate();
+    console.log('✅ DB connected');
+
+    const [rows] = await sequelize.query('SHOW TABLES');
+    const tables = rows.map(r => Object.values(r)[0]);
+    console.log('📋 Tables:', tables);
+
+    process.exit(0);
+  } catch (err) {
+    console.error('❌ DB connect failed:', err.message);
+    process.exit(1);
+  }
+})();
+