添加银行端后端接口

bank-backend/models/AuditRecord.js

@@ -0,0 +1,111 @@
+/**
+ * 审核记录模型
+ * @file AuditRecord.js
+ * @description 银行系统贷款申请审核记录数据模型
+ */
+const { DataTypes } = require('sequelize');
+const BaseModel = require('./BaseModel');
+
+class AuditRecord extends BaseModel {
+  /**
+   * 获取审核动作文本
+   * @returns {String} 动作文本
+   */
+  getActionText() {
+    const actionMap = {
+      submit: '提交申请',
+      approve: '审核通过',
+      reject: '审核拒绝',
+      review: '初审',
+      verification: '核验',
+      binding: '绑定'
+    };
+    return actionMap[this.action] || this.action;
+  }
+
+  /**
+   * 获取审核动作颜色
+   * @returns {String} 颜色
+   */
+  getActionColor() {
+    const colorMap = {
+      submit: 'blue',
+      approve: 'green',
+      reject: 'red',
+      review: 'orange',
+      verification: 'purple',
+      binding: 'cyan'
+    };
+    return colorMap[this.action] || 'default';
+  }
+}
+
+// 初始化AuditRecord模型
+AuditRecord.init({
+  id: {
+    type: DataTypes.INTEGER,
+    primaryKey: true,
+    autoIncrement: true
+  },
+  applicationId: {
+    type: DataTypes.INTEGER,
+    allowNull: false,
+    comment: '申请ID',
+    references: {
+      model: 'bank_loan_applications',
+      key: 'id'
+    }
+  },
+  action: {
+    type: DataTypes.ENUM(
+      'submit',
+      'approve', 
+      'reject',
+      'review',
+      'verification',
+      'binding'
+    ),
+    allowNull: false,
+    comment: '审核动作'
+  },
+  auditor: {
+    type: DataTypes.STRING(100),
+    allowNull: false,
+    comment: '审核人'
+  },
+  auditorId: {
+    type: DataTypes.INTEGER,
+    allowNull: true,
+    comment: '审核人ID'
+  },
+  comment: {
+    type: DataTypes.TEXT,
+    allowNull: true,
+    comment: '审核意见'
+  },
+  auditTime: {
+    type: DataTypes.DATE,
+    allowNull: false,
+    defaultValue: DataTypes.NOW,
+    comment: '审核时间'
+  },
+  previousStatus: {
+    type: DataTypes.STRING(50),
+    allowNull: true,
+    comment: '审核前状态'
+  },
+  newStatus: {
+    type: DataTypes.STRING(50),
+    allowNull: true,
+    comment: '审核后状态'
+  }
+}, {
+  sequelize: require('../config/database').sequelize,
+  modelName: 'AuditRecord',
+  tableName: 'bank_audit_records',
+  timestamps: true,
+  createdAt: 'createdAt',
+  updatedAt: 'updatedAt'
+});
+
+module.exports = AuditRecord;

bank-backend/models/CompletedSupervision.js

@@ -0,0 +1,109 @@
+const { DataTypes } = require('sequelize');
+const { sequelize } = require('../config/database');
+
+const CompletedSupervision = sequelize.define('CompletedSupervision', {
+  id: {
+    type: DataTypes.INTEGER,
+    primaryKey: true,
+    autoIncrement: true,
+    comment: '主键ID'
+  },
+  applicationNumber: {
+    type: DataTypes.STRING(50),
+    allowNull: false,
+    unique: true,
+    comment: '申请单号'
+  },
+  contractNumber: {
+    type: DataTypes.STRING(50),
+    allowNull: false,
+    comment: '放款合同编号'
+  },
+  productName: {
+    type: DataTypes.STRING(100),
+    allowNull: false,
+    comment: '产品名称'
+  },
+  customerName: {
+    type: DataTypes.STRING(50),
+    allowNull: false,
+    comment: '客户姓名'
+  },
+  idType: {
+    type: DataTypes.ENUM('ID_CARD', 'PASSPORT', 'OTHER'),
+    allowNull: false,
+    defaultValue: 'ID_CARD',
+    comment: '证件类型'
+  },
+  idNumber: {
+    type: DataTypes.STRING(50),
+    allowNull: false,
+    comment: '证件号码'
+  },
+  assetType: {
+    type: DataTypes.STRING(50),
+    allowNull: false,
+    comment: '养殖生资种类'
+  },
+  assetQuantity: {
+    type: DataTypes.INTEGER,
+    allowNull: false,
+    defaultValue: 0,
+    comment: '监管生资数量'
+  },
+  totalRepaymentPeriods: {
+    type: DataTypes.INTEGER,
+    allowNull: false,
+    defaultValue: 0,
+    comment: '总还款期数'
+  },
+  settlementStatus: {
+    type: DataTypes.ENUM('settled', 'unsettled', 'partial'),
+    allowNull: false,
+    defaultValue: 'unsettled',
+    comment: '结清状态'
+  },
+  settlementDate: {
+    type: DataTypes.DATEONLY,
+    allowNull: true,
+    comment: '结清日期'
+  },
+  importTime: {
+    type: DataTypes.DATE,
+    allowNull: false,
+    comment: '结清任务导入时间'
+  },
+  settlementAmount: {
+    type: DataTypes.DECIMAL(15, 2),
+    allowNull: true,
+    comment: '结清金额'
+  },
+  remainingAmount: {
+    type: DataTypes.DECIMAL(15, 2),
+    allowNull: true,
+    comment: '剩余金额'
+  },
+  settlementNotes: {
+    type: DataTypes.TEXT,
+    allowNull: true,
+    comment: '结清备注'
+  },
+  createdBy: {
+    type: DataTypes.INTEGER,
+    allowNull: false,
+    comment: '创建人ID'
+  },
+  updatedBy: {
+    type: DataTypes.INTEGER,
+    allowNull: true,
+    comment: '更新人ID'
+  }
+}, {
+  tableName: 'completed_supervisions',
+  timestamps: true,
+  createdAt: 'createdAt',
+  updatedAt: 'updatedAt',
+  comment: '监管任务已结项表'
+});
+
+module.exports = CompletedSupervision;

bank-backend/models/InstallationTask.js

@@ -0,0 +1,107 @@
+const { DataTypes } = require('sequelize');
+const { sequelize } = require('../config/database');
+
+const InstallationTask = sequelize.define('InstallationTask', {
+    id: {
+      type: DataTypes.INTEGER,
+      primaryKey: true,
+      autoIncrement: true,
+      comment: '主键ID'
+    },
+    applicationNumber: {
+      type: DataTypes.STRING(50),
+      allowNull: false,
+      unique: true,
+      comment: '申请单号'
+    },
+    contractNumber: {
+      type: DataTypes.STRING(50),
+      allowNull: false,
+      comment: '放款合同编号'
+    },
+    productName: {
+      type: DataTypes.STRING(100),
+      allowNull: false,
+      comment: '产品名称'
+    },
+    customerName: {
+      type: DataTypes.STRING(50),
+      allowNull: false,
+      comment: '客户姓名'
+    },
+    idType: {
+      type: DataTypes.ENUM('ID_CARD', 'PASSPORT', 'OTHER'),
+      allowNull: false,
+      defaultValue: 'ID_CARD',
+      comment: '证件类型'
+    },
+    idNumber: {
+      type: DataTypes.STRING(50),
+      allowNull: false,
+      comment: '证件号码'
+    },
+    assetType: {
+      type: DataTypes.STRING(50),
+      allowNull: false,
+      comment: '养殖生资种类'
+    },
+    equipmentToInstall: {
+      type: DataTypes.STRING(100),
+      allowNull: false,
+      comment: '待安装设备'
+    },
+    installationStatus: {
+      type: DataTypes.ENUM('pending', 'in-progress', 'completed', 'failed'),
+      allowNull: false,
+      defaultValue: 'pending',
+      comment: '安装状态'
+    },
+    taskGenerationTime: {
+      type: DataTypes.DATE,
+      allowNull: false,
+      comment: '生成安装任务时间'
+    },
+    completionTime: {
+      type: DataTypes.DATE,
+      allowNull: true,
+      comment: '安装完成生效时间'
+    },
+    installationNotes: {
+      type: DataTypes.TEXT,
+      allowNull: true,
+      comment: '安装备注'
+    },
+    installerName: {
+      type: DataTypes.STRING(50),
+      allowNull: true,
+      comment: '安装员姓名'
+    },
+    installerPhone: {
+      type: DataTypes.STRING(20),
+      allowNull: true,
+      comment: '安装员电话'
+    },
+    installationAddress: {
+      type: DataTypes.STRING(200),
+      allowNull: true,
+      comment: '安装地址'
+    },
+    createdBy: {
+      type: DataTypes.INTEGER,
+      allowNull: false,
+      comment: '创建人ID'
+    },
+    updatedBy: {
+      type: DataTypes.INTEGER,
+      allowNull: true,
+      comment: '更新人ID'
+    }
+  }, {
+    tableName: 'installation_tasks',
+    timestamps: true,
+    createdAt: 'createdAt',
+    updatedAt: 'updatedAt',
+    comment: '待安装任务表'
+  });
+
+module.exports = InstallationTask;

bank-backend/models/LoanApplication.js

@@ -0,0 +1,194 @@
+/**
+ * 贷款申请模型
+ * @file LoanApplication.js
+ * @description 银行系统贷款申请数据模型
+ */
+const { DataTypes } = require('sequelize');
+const BaseModel = require('./BaseModel');
+
+class LoanApplication extends BaseModel {
+  /**
+   * 获取申请状态文本
+   * @returns {String} 状态文本
+   */
+  getStatusText() {
+    const statusMap = {
+      pending_review: '待初审',
+      verification_pending: '核验待放款',
+      pending_binding: '待绑定',
+      approved: '已通过',
+      rejected: '已拒绝'
+    };
+    return statusMap[this.status] || this.status;
+  }
+
+  /**
+   * 获取申请类型文本
+   * @returns {String} 类型文本
+   */
+  getTypeText() {
+    const typeMap = {
+      personal: '个人贷款',
+      business: '企业贷款',
+      mortgage: '抵押贷款'
+    };
+    return typeMap[this.type] || this.type;
+  }
+
+  /**
+   * 格式化申请金额
+   * @returns {String} 格式化后的金额
+   */
+  getFormattedAmount() {
+    return `${this.amount.toFixed(2)}元`;
+  }
+}
+
+// 初始化LoanApplication模型
+LoanApplication.init({
+  id: {
+    type: DataTypes.INTEGER,
+    primaryKey: true,
+    autoIncrement: true
+  },
+  applicationNumber: {
+    type: DataTypes.STRING(50),
+    allowNull: false,
+    unique: true,
+    comment: '申请单号'
+  },
+  productName: {
+    type: DataTypes.STRING(200),
+    allowNull: false,
+    comment: '贷款产品名称'
+  },
+  farmerName: {
+    type: DataTypes.STRING(100),
+    allowNull: false,
+    comment: '申请养殖户姓名'
+  },
+  borrowerName: {
+    type: DataTypes.STRING(100),
+    allowNull: false,
+    comment: '贷款人姓名'
+  },
+  borrowerIdNumber: {
+    type: DataTypes.STRING(20),
+    allowNull: false,
+    comment: '贷款人身份证号'
+  },
+  assetType: {
+    type: DataTypes.STRING(50),
+    allowNull: false,
+    comment: '生资种类'
+  },
+  applicationQuantity: {
+    type: DataTypes.STRING(100),
+    allowNull: false,
+    comment: '申请数量'
+  },
+  amount: {
+    type: DataTypes.DECIMAL(15, 2),
+    allowNull: false,
+    comment: '申请额度'
+  },
+  status: {
+    type: DataTypes.ENUM(
+      'pending_review',
+      'verification_pending', 
+      'pending_binding',
+      'approved',
+      'rejected'
+    ),
+    allowNull: false,
+    defaultValue: 'pending_review',
+    comment: '申请状态'
+  },
+  type: {
+    type: DataTypes.ENUM('personal', 'business', 'mortgage'),
+    allowNull: false,
+    defaultValue: 'personal',
+    comment: '申请类型'
+  },
+  term: {
+    type: DataTypes.INTEGER,
+    allowNull: false,
+    comment: '申请期限（月）'
+  },
+  interestRate: {
+    type: DataTypes.DECIMAL(5, 2),
+    allowNull: false,
+    comment: '预计利率'
+  },
+  phone: {
+    type: DataTypes.STRING(20),
+    allowNull: false,
+    comment: '联系电话'
+  },
+  purpose: {
+    type: DataTypes.TEXT,
+    allowNull: true,
+    comment: '申请用途'
+  },
+  remark: {
+    type: DataTypes.TEXT,
+    allowNull: true,
+    comment: '备注'
+  },
+  applicationTime: {
+    type: DataTypes.DATE,
+    allowNull: false,
+    defaultValue: DataTypes.NOW,
+    comment: '申请时间'
+  },
+  approvedTime: {
+    type: DataTypes.DATE,
+    allowNull: true,
+    comment: '审批通过时间'
+  },
+  rejectedTime: {
+    type: DataTypes.DATE,
+    allowNull: true,
+    comment: '审批拒绝时间'
+  },
+  approvedBy: {
+    type: DataTypes.INTEGER,
+    allowNull: true,
+    comment: '审批人ID'
+  },
+  rejectedBy: {
+    type: DataTypes.INTEGER,
+    allowNull: true,
+    comment: '拒绝人ID'
+  },
+  rejectionReason: {
+    type: DataTypes.TEXT,
+    allowNull: true,
+    comment: '拒绝原因'
+  }
+}, {
+  sequelize: require('../config/database').sequelize,
+  modelName: 'LoanApplication',
+  tableName: 'bank_loan_applications',
+  timestamps: true,
+  createdAt: 'createdAt',
+  updatedAt: 'updatedAt',
+  hooks: {
+    beforeCreate: (application) => {
+      // 生成申请单号
+      if (!application.applicationNumber) {
+        const now = new Date();
+        const timestamp = now.getFullYear().toString() +
+          (now.getMonth() + 1).toString().padStart(2, '0') +
+          now.getDate().toString().padStart(2, '0') +
+          now.getHours().toString().padStart(2, '0') +
+          now.getMinutes().toString().padStart(2, '0') +
+          now.getSeconds().toString().padStart(2, '0');
+        const random = Math.floor(Math.random() * 1000).toString().padStart(3, '0');
+        application.applicationNumber = timestamp + random;
+      }
+    }
+  }
+});
+
+module.exports = LoanApplication;

bank-backend/models/LoanContract.js

@@ -0,0 +1,235 @@
+/**
+ * 贷款合同模型
+ * @file LoanContract.js
+ * @description 银行系统贷款合同数据模型
+ */
+const { DataTypes } = require('sequelize');
+const BaseModel = require('./BaseModel');
+
+class LoanContract extends BaseModel {
+  /**
+   * 获取合同状态文本
+   * @returns {String} 状态文本
+   */
+  getStatusText() {
+    const statusMap = {
+      active: '已放款',
+      pending: '待放款',
+      completed: '已完成',
+      defaulted: '违约',
+      cancelled: '已取消'
+    };
+    return statusMap[this.status] || this.status;
+  }
+
+  /**
+   * 获取合同类型文本
+   * @returns {String} 类型文本
+   */
+  getTypeText() {
+    const typeMap = {
+      livestock_collateral: '畜禽活体抵押',
+      farmer_loan: '惠农贷',
+      business_loan: '商业贷款',
+      personal_loan: '个人贷款'
+    };
+    return typeMap[this.type] || this.type;
+  }
+
+  /**
+   * 格式化合同金额
+   * @returns {String} 格式化后的金额
+   */
+  getFormattedAmount() {
+    return `${this.amount.toFixed(2)}元`;
+  }
+
+  /**
+   * 计算剩余还款金额
+   * @returns {Number} 剩余金额
+   */
+  getRemainingAmount() {
+    return this.amount - (this.paidAmount || 0);
+  }
+
+  /**
+   * 计算还款进度百分比
+   * @returns {Number} 进度百分比
+   */
+  getRepaymentProgress() {
+    if (this.amount <= 0) return 0;
+    return Math.round(((this.paidAmount || 0) / this.amount) * 100);
+  }
+}
+
+// 初始化LoanContract模型
+LoanContract.init({
+  id: {
+    type: DataTypes.INTEGER,
+    primaryKey: true,
+    autoIncrement: true
+  },
+  contractNumber: {
+    type: DataTypes.STRING(50),
+    allowNull: false,
+    unique: true,
+    comment: '合同编号'
+  },
+  applicationNumber: {
+    type: DataTypes.STRING(50),
+    allowNull: false,
+    comment: '申请单号'
+  },
+  productName: {
+    type: DataTypes.STRING(200),
+    allowNull: false,
+    comment: '贷款产品名称'
+  },
+  farmerName: {
+    type: DataTypes.STRING(100),
+    allowNull: false,
+    comment: '申请养殖户姓名'
+  },
+  borrowerName: {
+    type: DataTypes.STRING(100),
+    allowNull: false,
+    comment: '贷款人姓名'
+  },
+  borrowerIdNumber: {
+    type: DataTypes.STRING(20),
+    allowNull: false,
+    comment: '贷款人身份证号'
+  },
+  assetType: {
+    type: DataTypes.STRING(50),
+    allowNull: false,
+    comment: '生资种类'
+  },
+  applicationQuantity: {
+    type: DataTypes.STRING(100),
+    allowNull: false,
+    comment: '申请数量'
+  },
+  amount: {
+    type: DataTypes.DECIMAL(15, 2),
+    allowNull: false,
+    comment: '合同金额'
+  },
+  paidAmount: {
+    type: DataTypes.DECIMAL(15, 2),
+    allowNull: false,
+    defaultValue: 0,
+    comment: '已还款金额'
+  },
+  status: {
+    type: DataTypes.ENUM(
+      'active',
+      'pending', 
+      'completed',
+      'defaulted',
+      'cancelled'
+    ),
+    allowNull: false,
+    defaultValue: 'pending',
+    comment: '合同状态'
+  },
+  type: {
+    type: DataTypes.ENUM(
+      'livestock_collateral',
+      'farmer_loan',
+      'business_loan',
+      'personal_loan'
+    ),
+    allowNull: false,
+    comment: '合同类型'
+  },
+  term: {
+    type: DataTypes.INTEGER,
+    allowNull: false,
+    comment: '合同期限（月）'
+  },
+  interestRate: {
+    type: DataTypes.DECIMAL(5, 2),
+    allowNull: false,
+    comment: '利率'
+  },
+  phone: {
+    type: DataTypes.STRING(20),
+    allowNull: false,
+    comment: '联系电话'
+  },
+  purpose: {
+    type: DataTypes.TEXT,
+    allowNull: true,
+    comment: '贷款用途'
+  },
+  remark: {
+    type: DataTypes.TEXT,
+    allowNull: true,
+    comment: '备注'
+  },
+  contractTime: {
+    type: DataTypes.DATE,
+    allowNull: false,
+    defaultValue: DataTypes.NOW,
+    comment: '合同签订时间'
+  },
+  disbursementTime: {
+    type: DataTypes.DATE,
+    allowNull: true,
+    comment: '放款时间'
+  },
+  maturityTime: {
+    type: DataTypes.DATE,
+    allowNull: true,
+    comment: '到期时间'
+  },
+  completedTime: {
+    type: DataTypes.DATE,
+    allowNull: true,
+    comment: '完成时间'
+  },
+  createdBy: {
+    type: DataTypes.INTEGER,
+    allowNull: true,
+    comment: '创建人ID',
+    references: {
+      model: 'bank_users',
+      key: 'id'
+    }
+  },
+  updatedBy: {
+    type: DataTypes.INTEGER,
+    allowNull: true,
+    comment: '更新人ID',
+    references: {
+      model: 'bank_users',
+      key: 'id'
+    }
+  }
+}, {
+  sequelize: require('../config/database').sequelize,
+  modelName: 'LoanContract',
+  tableName: 'bank_loan_contracts',
+  timestamps: true,
+  createdAt: 'createdAt',
+  updatedAt: 'updatedAt',
+  hooks: {
+    beforeCreate: (contract) => {
+      // 生成合同编号
+      if (!contract.contractNumber) {
+        const now = new Date();
+        const timestamp = now.getFullYear().toString() +
+          (now.getMonth() + 1).toString().padStart(2, '0') +
+          now.getDate().toString().padStart(2, '0') +
+          now.getHours().toString().padStart(2, '0') +
+          now.getMinutes().toString().padStart(2, '0') +
+          now.getSeconds().toString().padStart(2, '0');
+        const random = Math.floor(Math.random() * 1000).toString().padStart(3, '0');
+        contract.contractNumber = 'HT' + timestamp + random;
+      }
+    }
+  }
+});
+
+module.exports = LoanContract;

bank-backend/models/LoanProduct.js

@@ -1,8 +1,3 @@
-/**
- * 贷款产品模型
- * @file LoanProduct.js
- * @description 贷款产品数据模型
- */
 const { DataTypes } = require('sequelize');
 const { sequelize } = require('../config/database');
 
@@ -10,84 +5,115 @@ const LoanProduct = sequelize.define('LoanProduct', {
   id: {
     type: DataTypes.INTEGER,
     primaryKey: true,
-    autoIncrement: true
+    autoIncrement: true,
+    comment: '主键ID'
   },
-  name: {
+  productName: {
+    type: DataTypes.STRING(200),
+    allowNull: false,
+    comment: '贷款产品名称'
+  },
+  loanAmount: {
     type: DataTypes.STRING(100),
     allowNull: false,
-    comment: '产品名称'
+    comment: '贷款额度'
   },
-  code: {
-    type: DataTypes.STRING(50),
+  loanTerm: {
+    type: DataTypes.INTEGER,
     allowNull: false,
-    unique: true,
-    comment: '产品代码'
+    comment: '贷款周期（月）'
   },
-  type: {
-    type: DataTypes.ENUM('personal', 'business', 'mortgage', 'credit'),
+  interestRate: {
+    type: DataTypes.DECIMAL(5, 2),
     allowNull: false,
-    comment: '产品类型：个人贷款、企业贷款、抵押贷款、信用贷款'
+    comment: '贷款利率（%）'
   },
-  description: {
+  serviceArea: {
+    type: DataTypes.STRING(200),
+    allowNull: false,
+    comment: '服务区域'
+  },
+  servicePhone: {
+    type: DataTypes.STRING(20),
+    allowNull: false,
+    comment: '服务电话'
+  },
+  totalCustomers: {
+    type: DataTypes.INTEGER,
+    allowNull: false,
+    defaultValue: 0,
+    comment: '服务客户总数量'
+  },
+  supervisionCustomers: {
+    type: DataTypes.INTEGER,
+    allowNull: false,
+    defaultValue: 0,
+    comment: '监管中客户数量'
+  },
+  completedCustomers: {
+    type: DataTypes.INTEGER,
+    allowNull: false,
+    defaultValue: 0,
+    comment: '已结项客户数量'
+  },
+  onSaleStatus: {
+    type: DataTypes.BOOLEAN,
+    allowNull: false,
+    defaultValue: true,
+    comment: '在售状态'
+  },
+  productDescription: {
     type: DataTypes.TEXT,
     allowNull: true,
     comment: '产品描述'
   },
-  min_amount: {
-    type: DataTypes.BIGINT,
-    allowNull: false,
-    defaultValue: 0,
-    comment: '最小贷款金额（分）'
-  },
-  max_amount: {
-    type: DataTypes.BIGINT,
-    allowNull: false,
-    defaultValue: 0,
-    comment: '最大贷款金额（分）'
-  },
-  interest_rate: {
-    type: DataTypes.DECIMAL(5, 4),
-    allowNull: false,
-    comment: '年化利率'
-  },
-  term_min: {
-    type: DataTypes.INTEGER,
-    allowNull: false,
-    comment: '最短期限（月）'
-  },
-  term_max: {
-    type: DataTypes.INTEGER,
-    allowNull: false,
-    comment: '最长期限（月）'
-  },
-  requirements: {
-    type: DataTypes.JSON,
+  applicationRequirements: {
+    type: DataTypes.TEXT,
     allowNull: true,
-    comment: '申请要求（JSON格式）'
+    comment: '申请条件'
   },
-  status: {
-    type: DataTypes.ENUM('draft', 'active', 'inactive'),
-    allowNull: false,
-    defaultValue: 'draft',
-    comment: '产品状态：草稿、启用、停用'
+  requiredDocuments: {
+    type: DataTypes.TEXT,
+    allowNull: true,
+    comment: '所需材料'
   },
-  created_at: {
-    type: DataTypes.DATE,
-    allowNull: false,
-    defaultValue: DataTypes.NOW
+  approvalProcess: {
+    type: DataTypes.TEXT,
+    allowNull: true,
+    comment: '审批流程'
   },
-  updated_at: {
-    type: DataTypes.DATE,
+  riskLevel: {
+    type: DataTypes.ENUM('LOW', 'MEDIUM', 'HIGH'),
     allowNull: false,
-    defaultValue: DataTypes.NOW
+    defaultValue: 'MEDIUM',
+    comment: '风险等级'
+  },
+  minLoanAmount: {
+    type: DataTypes.DECIMAL(15, 2),
+    allowNull: true,
+    comment: '最小贷款金额'
+  },
+  maxLoanAmount: {
+    type: DataTypes.DECIMAL(15, 2),
+    allowNull: true,
+    comment: '最大贷款金额'
+  },
+  createdBy: {
+    type: DataTypes.INTEGER,
+    allowNull: false,
+    comment: '创建人ID'
+  },
+  updatedBy: {
+    type: DataTypes.INTEGER,
+    allowNull: true,
+    comment: '更新人ID'
   }
 }, {
-  sequelize,
-  tableName: 'bank_loan_products',
-  modelName: 'LoanProduct',
+  tableName: 'loan_products',
   timestamps: true,
-  createdAt: 'created_at',
-  updatedAt: 'updated_at'
+  createdAt: 'createdAt',
+  updatedAt: 'updatedAt',
+  comment: '贷款商品表'
 });
 
-module.exports = LoanProduct;
+module.exports = LoanProduct;

bank-backend/models/User.js

@@ -15,7 +15,13 @@ class User extends BaseModel {
    * @returns {Promise<Boolean>} 验证结果
    */
   async validPassword(password) {
-    return await bcrypt.compare(password, this.password);
+    try {
+      const bcrypt = require('bcryptjs');
+      return await bcrypt.compare(password, this.password);
+    } catch (error) {
+      console.error('密码验证错误:', error);
+      return false;
+    }
   }
 
   /**

bank-backend/models/index.js

@@ -17,6 +17,11 @@ const Position = require('./Position');
 const Report = require('./Report');
 const Project = require('./Project');
 const SupervisionTask = require('./SupervisionTask');
+const InstallationTask = require('./InstallationTask');
+const CompletedSupervision = require('./CompletedSupervision');
+const LoanApplication = require('./LoanApplication');
+const AuditRecord = require('./AuditRecord');
+const LoanContract = require('./LoanContract');
 
 // 定义模型关联关系
 
@@ -141,6 +146,162 @@ User.hasMany(SupervisionTask, {
   as: 'updatedSupervisionTasks'
 });
 
+// 待安装任务与用户关联（创建人）
+InstallationTask.belongsTo(User, {
+  foreignKey: 'createdBy',
+  as: 'creator',
+  targetKey: 'id'
+});
+
+User.hasMany(InstallationTask, {
+  foreignKey: 'createdBy',
+  as: 'createdInstallationTasks'
+});
+
+// 待安装任务与用户关联（更新人）
+InstallationTask.belongsTo(User, {
+  foreignKey: 'updatedBy',
+  as: 'updater',
+  targetKey: 'id'
+});
+
+User.hasMany(InstallationTask, {
+  foreignKey: 'updatedBy',
+  as: 'updatedInstallationTasks'
+});
+
+// 监管任务已结项与用户关联（创建人）
+CompletedSupervision.belongsTo(User, {
+  foreignKey: 'createdBy',
+  as: 'creator',
+  targetKey: 'id'
+});
+
+User.hasMany(CompletedSupervision, {
+  foreignKey: 'createdBy',
+  as: 'createdCompletedSupervisions'
+});
+
+// 监管任务已结项与用户关联（更新人）
+CompletedSupervision.belongsTo(User, {
+  foreignKey: 'updatedBy',
+  as: 'updater',
+  targetKey: 'id'
+});
+
+User.hasMany(CompletedSupervision, {
+  foreignKey: 'updatedBy',
+  as: 'updatedCompletedSupervisions'
+});
+
+// 贷款商品与用户关联（创建人）
+LoanProduct.belongsTo(User, {
+  foreignKey: 'createdBy',
+  as: 'creator',
+  targetKey: 'id'
+});
+
+User.hasMany(LoanProduct, {
+  foreignKey: 'createdBy',
+  as: 'createdLoanProducts'
+});
+
+// 贷款商品与用户关联（更新人）
+LoanProduct.belongsTo(User, {
+  foreignKey: 'updatedBy',
+  as: 'updater',
+  targetKey: 'id'
+});
+
+User.hasMany(LoanProduct, {
+  foreignKey: 'updatedBy',
+  as: 'updatedLoanProducts'
+});
+
+// 贷款申请与用户关联（申请人）
+LoanApplication.belongsTo(User, {
+  foreignKey: 'applicantId',
+  as: 'applicant',
+  targetKey: 'id'
+});
+
+User.hasMany(LoanApplication, {
+  foreignKey: 'applicantId',
+  as: 'loanApplications'
+});
+
+// 贷款申请与用户关联（审批人）
+LoanApplication.belongsTo(User, {
+  foreignKey: 'approvedBy',
+  as: 'approver',
+  targetKey: 'id'
+});
+
+User.hasMany(LoanApplication, {
+  foreignKey: 'approvedBy',
+  as: 'approvedApplications'
+});
+
+// 贷款申请与用户关联（拒绝人）
+LoanApplication.belongsTo(User, {
+  foreignKey: 'rejectedBy',
+  as: 'rejector',
+  targetKey: 'id'
+});
+
+User.hasMany(LoanApplication, {
+  foreignKey: 'rejectedBy',
+  as: 'rejectedApplications'
+});
+
+// 审核记录与贷款申请关联
+AuditRecord.belongsTo(LoanApplication, {
+  foreignKey: 'applicationId',
+  as: 'application',
+  targetKey: 'id'
+});
+
+LoanApplication.hasMany(AuditRecord, {
+  foreignKey: 'applicationId',
+  as: 'auditRecords'
+});
+
+// 审核记录与用户关联（审核人）
+AuditRecord.belongsTo(User, {
+  foreignKey: 'auditorId',
+  as: 'auditorUser',
+  targetKey: 'id'
+});
+
+User.hasMany(AuditRecord, {
+  foreignKey: 'auditorId',
+  as: 'auditRecords'
+});
+
+// 贷款合同与用户关联（创建人）
+LoanContract.belongsTo(User, {
+  foreignKey: 'createdBy',
+  as: 'creator',
+  targetKey: 'id'
+});
+
+User.hasMany(LoanContract, {
+  foreignKey: 'createdBy',
+  as: 'createdLoanContracts'
+});
+
+// 贷款合同与用户关联（更新人）
+LoanContract.belongsTo(User, {
+  foreignKey: 'updatedBy',
+  as: 'updater',
+  targetKey: 'id'
+});
+
+User.hasMany(LoanContract, {
+  foreignKey: 'updatedBy',
+  as: 'updatedLoanContracts'
+});
+
 // 导出所有模型和数据库实例
 module.exports = {
   sequelize,
@@ -154,5 +315,10 @@ module.exports = {
   Position,
   Report,
   Project,
-  SupervisionTask
+  SupervisionTask,
+  InstallationTask,
+  CompletedSupervision,
+  LoanApplication,
+  AuditRecord,
+  LoanContract
 };